The 4 of Pentacles tarot card deals with material security and maintaining control of finances or other physical resources. Often representing miserliness and frugality, this card asks us to reflect on what we are clinging to and why. Read on for an in-depth exploration of the 4 of Pentacles meaning when it comes to love, career, finances, health, spirituality, and yes/no questions.

Financial security can provide comfort and stability in life. However, taken to the extreme, the desire to accumulate and hoard wealth can interfere with happiness and balance. The 4 of Pentacles tarot card speaks to this delicate equilibrium between prudence and miserliness.

Understanding the nuances of this card can help provide guidance for finding fulfillment while still planning wisely for the future. Its advice applies to money as well as emotions, relationships, time, energy, and all resources that sustain us. With deeper insight into the 4 of Pentacles, we can better discern when to give freely and when restraint is prudent.

4 of Pentacles Key Facts

Key Element Details
Astrological Sign Capricorn
Planet Jupiter
Element Earth
Numerology 4
Upright Meaning Control, discipline, security, conservatism, scarcity
Reversed Meaning Recklessness, financial loss, generosity, feeling insecure
Yes/No Interpretation No, unless other cards indicate yes

4 of Pentacles Tarot Card Description

The Rider-Waite illustration of the 4 of Pentacles shows a man sitting on a stone bench in front of an ornate building. He wears regal red robes lined with white fur, suggesting material wealth and success. However, his arms are crossed defensively across his chest as he gazes down with a serious, focused expression.

At his feet lies a single gold coin, symbolizing the singular focus on physical possessions to the exclusion of all else. The four pentacles he grips so tightly to his chest echo the theme of holding onto resources out of a fear of loss and deprivation. Behind him, choppy waters hint that without balance, his rigid stance could lead to rougher times ahead.

The Upright 4 of Pentacles Tarot Card Meaning

The Upright 4 of Pentacles Tarot Card Meaning
The Upright 4 of Pentacles Tarot Card Meaning

Love Relationships

When it comes to relationships, the upright 4 of Pentacles tarot indicates holding back emotionally out of fear of getting hurt. There may be an unwillingness to open up, compromise, or make yourself vulnerable with a romantic partner. You may also be clinging tightly to control in the relationship instead of fostering trust and an equal partnership.

This card can also suggest stinginess with affection, time, energy, or shared finances in intimate relationships. For single people, the 4 of Pentacles reversal can reflect approaching dating from a calculated, risk-averse perspective that hinders emotional connections. Overall, this Minor Arcana card calls for releasing rigid attitudes about relationships and cultivating openness and generosity.


In career readings, the 4 of Pentacles tarot card points to conservatism, risk avoidance, and inflexibility when it comes to work pursuits. There may be a tendency to play it safe by sticking with unfulfilling jobs that provide financial security rather than taking career risks. Or you could be overly possessive of job-related knowledge, unwilling to delegate or share expertise.

This card reminds us that abundant career opportunities flow from openness rather than rigidity. Pursuing work you feel passionate about with an entrepreneurial spirit and collaborative attitude will ultimately lead to greater prosperity.


Given this card’s connection to security and conservatism, finances are one of its major realms. The 4 of Pentacles upright indicates a preoccupation with money that may edge into miserliness. Financial decisions may be ruled by fear rather than wisdom. You may be penny-pinching, neglecting to enjoy the fruits of your labor, and excessively focused on accumulation rather than purposeful spending or charitable giving.

While smart money management provides protection from hardship, this card cautions against being possessed by possessions. Judicious budgeting balanced by generous philanthropy and enjoyment of life is the wisest financial strategy.


For health readings, the 4 of Pentacles tarot card points to physical tension from excessive restraint and rigid control. Stress-related conditions like headaches, back pain, digestive issues, or fatigue may surface. Establishing more balance in work, relationships, and finances will help restore wellbeing. This card also suggests a tendency to cling to negative health habits out of fear of change. Consider where you may be resisting positive lifestyle adjustments that could significantly enhance your health.


On a spiritual level, the 4 of Pentacles upright indicates spiritual stinginess, clinging to fixed belief systems without openness to expanding perspective. Defensive postures may arise when core beliefs are questioned. This card encourages loosening the grip on dogma to explore spiritual teachings more broadly. An open and generous spirit allows the cosmic waters to flow more abundantly into our lives, nourishing spiritual growth.

The Reversed 4 of Pentacles Tarot Card Meaning

The Reversed 4 of Pentacles Tarot Card Meaning
The Reversed 4 of Pentacles Tarot Card Meaning

Love Relationships

In romantic readings, the reversed 4 of Pentacles tarot indicates opening up to give and receive more freely in relationships. Where upright there may have been restrain and control, the reversed 4 of Pentacles reflects greater comfort with vulnerability, closeness, compromise, and sharing.

For those single, barriers to finding partnership dissolve. No longer defined by past hurt, you can more fully open your heart. In established relationships, increased intimacy, affection, and mutual support unfold. Overall, this card shows generosity replacing scarcity in matters of the heart.


Regarding career, the upside-down 4 of Pentacles reflects more adventurous, entrepreneurial energy. Rigid adherence to secure jobs that lack passion gives way to following dreams and taking calculated career risks. Sharing knowledge and collaborating with colleagues comes more naturally than possessively hoarding expertise.

This card gives the green light to pursue work you feel excited about. The reversed 4 of Pentacles inspires the confidence to handle career twists and turns that arise on the road less traveled.


Financially, the reversed 4 of Pentacles tarot indicates releasing an excessive hold on resources to allow greater flow. Hoarding and penny-pinching give way to more liberal spending and generous philanthropy. While imprudence leading to financial loss is possible under this card, its principal meaning is opening up conduits of abundance that strict control had blocked.

Greater financial security often arises from prudent yet open-handed management of wealth and generosity of spirit. Allow money to circulate for both wise savings and fruitful investment.


For health, the upside-down 4 of Pentacles reflects releasing tension, worry, and rigidity around wellness matters. Letting go of dogmatic health regimens allows more instinctualSelf-care in line with your unique needs. Stress symptoms dissipate as you relinquish a grip on doing everything perfectly. More flow and balance regarding diet, exercise, rest, and lifestyle restores equilibrium.

This card gives you permission to loosen the reins of rigid self-control and allow intuition to guide healthier choices. Financial health also improves as you release scarcity mindsets.


Reversed, the 4 of Pentacles indicates spiritual openness and generosity. Dogmatic adherence to limited belief systems gives way to exploration, questioning, and expanding consciousness. Where you may have clung to rigid perspectives before, you can now open to diverse spiritual teachings and Far horizons with curiosity and wonder.

Let this card guide you to embrace spiritual seeking with Beginner’s mind. As your grasp on fixed paradigms relaxes, enlightening truths will unfold.

4 of Pentacles Tarot Card in Yes or No Readings

4 of Pentacles Tarot Card in Yes or No Questions
4 of Pentacles Tarot Card in Yes or No Questions

The 4 of Pentacles generally signals “no” in yes/no readings. Its emphasis on control, conservatism, and holding back precludes the open flow of “yes.” Unless accompanied by other Yes-leaning cards, the 4 of Pentacles’ cautious undertones sway the answer toward “no.” Invite more openness and generosity of spirit to shift the 4 of Pentacles into an affirmative.

4 of Pentacles Tarot Card and Numerology

In numerology, the number 4 resonates with stability, order, and putting in hard work to build sturdy foundations. Yet taken too far, the 4 energy can tip into rigidity and restriction. The number 4 joined with the earthy Pentacles suit reinforces the 4 of Pentacles themes of conservatism, security-seeking, and controlling resources.

Interestingly, the number 4 expressed in tarot reduces to the number 1 (4+0=4, 4+1=5, 5+1=6, 6+1=7, 7+1=8, 8+1=9, 9+1=10, 1+0=1). This highlights the need for balance symbolized by the 4 of Pentacles. Excessive control will ultimately lead back to new beginnings as rigidity gives way to flowing change.

4 of Pentacles Tarot Card and Astrology

Ruled by the zodiac sign Capricorn, the 4 of Pentacles tarot card echoes the Capricorn’s tendency to be practical, ambitious, and at times overly cautious. Capricorn’s governing planet is Saturn, associated with lessons, maturity, and wisdom gained through experience.

Saturn lends seriousness and gravity to this card, warning against material excess and attachment. With maturity, Capricorn learns to temper its earthy ambitions with higher ideals and humanitarianism. The 4 of Pentacles urges this wisdom, balancing worldly aspiration with spiritual liberation.

4 of Pentacles Tarot Card Combinations

4 of Pentacles + 3 of Cups: Feeling excluded from social gatherings due to stinginess. Withholding affection in relationships.

4 of Pentacles + 8 of Swords: Self-imposed financial or relationship restrictions. Feeling trapped by rigid thinking.

4 of Pentacles + Death: Resistance to change. Clinging to outdated lifestyles or beliefs out of fear.

4 of Pentacles + Strength: Gentle self-control. Harvesting inner resources. Setting healthy boundaries.

4 of Pentacles + The World: Clinging to tangible success while missing deeper meaning. Material achievements feeling spiritually hollow.

4 of Pentacles Tarot Card Designs

The Rider-Waite tarot deck depicts the 4 of Pentacles with a solemn man dressed in fine robes to denote material wealth and success. His posture is closed and defensive as he grips his coins tightly and stares downward. Other tarot decks portray this card’s themes of control, protection, and materiality in different ways:

  • The Modern Witch Tarot shows a woman huddled in a library, protectively clutching a lunar calendar, grimoire, and keys. Her wary gaze suggests reluctance to share her hard-won esoteric knowledge. Crystals on the table represent earthly treasures.
  • The Wild Unknown Tarot depicts four golden discs weighed down and trapped in roots. This evokes being stuck due to attachment to physical forms rather than energy flow.
  • The Aquarian Tarot features a wise Hermit holding a staff, appealing for spiritual liberation from material obsessions. His lantern illuminates the way forward through inner growth.
  • The Shadowscapes Tarot shows an owl perched on a chest overflowing with acorns and tree roots. The owl guards this earthly bounty, preventing its circulatory flow for sharing.
  • The Light Seer’s Tarot portrays a man concealing a glowing orb in his robes as he turns away, wary of revealing his light. Divine gifts unfold when secrecy gives way to sharing.


Does the 4 of Pentacles mean greed?

The 4 of Pentacles can reflect greed when taken to an extreme. Its core meaning relates to an excessive attachment to resources and security. But on the positive side, it reminds us to manage our finances prudently. The card’s lesson is balance – neither greed nor imprudence, but wise stewardship.

What does the 4 of Pentacles mean in a love reading?

In romantic readings, the 4 of Pentacles points to holding back emotionally out of fear of vulnerability and loss. It suggests stinginess in sharing your time, energy, and affection. To create deeper intimacy, this card encourages opening up, compromising, and relating with more generosity.

What zodiac sign is the 4 of Pentacles?

The 4 of Pentacles is associated with the zodiac sign Capricorn. Like the Capricorn’s tendency to be cautious and controlled, the 4 of Pentacles advises maintaining realistic boundaries while avoiding excessive rigidity or material attachment.

Is the 4 of Pentacles a yes or no card?

The 4 of Pentacles generally signals “no” in yes or no tarot readings. Its cautious, controlling energy does not readily allow flow or opening up. But in combination with cards like The Fool or the Lovers, its “no” may lean “yes” by counterbalancing the restrictive tendencies.

How does the 4 of Pentacles relate to abundance?

The 4 of Pentacles can block abundance by clinging so tightly to resources that new flows are pinched. Relinquishing rigidity and opening up to generously receive and give allows energetic currents of prosperity to circulate, attracting fresh blessings and abundance according to divine timing.

Key Takeaways

  • The 4 of Pentacles represents stability and security but cautions against greed, stinginess, and excessive control. Temperance and prudence balanced by wisdom and charity is ideal.
  • In relationships, this card encourages loosening a guarded stance, relating more openly and generously to foster intimacy.
  • Career-wise, avoid playing it safe strictly for security. Follow your passions and share your gifts to attain abundant success.
  • Manage finances responsibly but avoid miserliness. Allow money to circulate freely.
  • Wellness requires gently balancing self-care with flexibility. Don’t cling rigidly to control.
  • Spiritually, release fixed paradigms. Embrace open-minded discovery of truth.


The 4 of Pentacles reminds us that while stability forms a basis for life, rigidity and scarcity mindsets can impair happiness and abundance. This card calls us to temper earthly ambition with higher ideals. Wise conservation must be balanced by trust, generosity, and willingness to embrace change when the time is right.

By releasing fear-based attachment to control and possessions, we clear space for new inspiration and joy to enter. The4 of Pentacles provides practical guidance for building security with open hands and an open heart so blessings circulate freely.

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